Close-knit communities meet world-class music, food, and sports.
Breathtaking views, quiet spaces, and beautiful coastlines that mingle with city skylines.
A+ for Quality of Life scores year after year, well above the national average (and Switzerland)
… and all in the language of your choice.
FIND OUT MORE: Live for the Moment NB – Work Remotely in New Brunswick, Canada
Your ultimate guide to St Andrews, New Brunswick. Located in the southwestern corner of New Brunswick, St. Andrews is one of the province’s premier seaside destinations. It was established by the United Empire Loyalists in 1783, and by the 1800s it was one of the region’s largest seaports. The early 1900s saw a shift towards tourism, drawing summer vacationers from Montreal and Boston and today St. Andrews has solidified itself as one of the best seaside destinations in Canada.
Often referred to as St Andrews By-the-Sea, the town was designated a National Historic District in 1998. It’s a wonderful blend of old and new. Its history is proudly on display and you’ll find all the amenities summer vacationers look for in a destination.
In partnership with Destination New Brunswick: https://tourismnewbrunswick.ca/
✶ FEATURING ✶
◆ Kingsbrae Garden
◆ Huntsman Marine Science Centre / Fundy Discovery Aquarium
◆ Historic Water Street
◆ Katy’s Cove Beach
◆ Minister’s Island
◆ The Algonquin Resort
◆ Algonquin Golf Course
◆ Van Horne Trail
Having lived in the St. Andrews area since her parents decided to escape the hustle of Brampton Ontario in the late 80’s, Cindy fully understands and appreciates the many unique benefits of living in a small seaside town. This personal knowledge of properties in the local market empowers her clients with the ability to make informed decisions.
Cindy specializes in all facets of the Real Estate business – with over 15 years in the industry, coupled with years of experience in internet marketing, graphic design, and office administration, she works hard to be on the leading edge of her profession by continuously taking educational courses and expanding her skillset.
As owner and broker of record of this independent boutique firm, Cindy can tailor her services to your needs. She takes the time to learn what you are looking for and then uses her attention to detail and caring, easy-going personality to help guide you through the buying or selling experience.
When Cindy isn’t in the office or volunteering her services for community events, you will find her flying her drone or out with her camera photographing the beauty of St. Andrews by the Sea and enjoying time with family and friends.
Licensed REALTOR®
CLHMS™ – Certified Luxury Home Marketing Specialist
CRB – Certified Real Estate Brokerage Manager
RENE – Real Estate Negotiation Expert
e-PRO® Real Estate Internet Professional
Transport Canada Certified Drone Pilot, RPAS
NAR – National Association of REALTORS® International Member
A dream home by the sea! This seaside mansion has just been significantly reduced for an estate sale and won’t be on the market long at this price!
A rare opportunity exists to acquire a waterfront home of this size and style for a price this low! A coastal retreat far removed from the hectic pace of city life, and just minutes from the resort town of St. Andrews by-the-Sea. Situated in an exclusive neighborhood at the former Stoneridge Estates with extensive vistas overlooking Chamcook Harbour. This 3.63 acre dream location has 285 ft of ocean front! Combining formal casual living, this 5007 sq ft 5 bedroom, 4.5 bath luxury home offers 10ft ceilings a 20ft high main entrance leading to a large library, great room, formal dining room, open gourmet kitchen and large wine cellar. The main floor master has an ensuite with grand walk-in shower, raised whirlpool tub, and his hers vanities. The 2nd floor has 9 ft ceilings features 4 large bedrooms, walk-in closets, 3 full baths, balconies and a coffee bar. Perfect as a prestigious family home or enviable holiday retreat – the sooner you act, the sooner your new life begins! HST is applicable but may be negotiated in the purchase price.
| MLS® Number | NB052705 |
VIEW LISTING WEBSITE HERE – The owner of this magnificent island property has spared no time or expense creating a bespoke home that offers luxury and efficiency with many custom features. The sheer size of the open concept, grand living room, with its cathedral ceilings and the custom hardwood staircase, which is a favourite of the owner and his builder, is something to behold. The impressive wall of windows framing the panoramic views is breathtaking and the theme continues beyond the doors to the covered exterior deck with an observation gazebo area, perfect for gatherings.
The home consists of 4 well sized bedrooms and 2 1/2 bathrooms with the magnificent master en-suite being a standout feature, with a double wide shower and premium soaking tub. The master suite also offers a large his and hers walk-in closet space beyond the bathroom and of course there are spectacular ocean views from the bedroom. The home is heated with a highly efficient, state of the art, hot water in-floor heating system on all levels, including the basement level. The insulation was a key factor for efficiency, with 4 inch thick, closed cell spray foam insulation utilized throughout and dense foam under the slab for exceptional efficiency.
The list of features is extensive, if you would like to call this dream home yours, contact Dan Webster today and lets make this dream come true!
MLS® #: NB047073
There are many reasons to move to New Brunswick. Some people choose to live here to be close to family, or for an affordable lifestyle; others because of our basic, universal, government-funded health care and our excellent education system. Still, others choose New Brunswick to be minutes away from oceans, lakes rivers, and trails as well as lively urban centres and smaller friendly communities.
New Brunswick has one of the lowest rates of COVID-19 cases in the country. Most businesses and organizations have safely reopened by adopting additional measures to protect the health of their employees and customers, and by taking creative new approaches to providing services. Our economy has reopened and will continue to rebound as we move through the recovery phase. New Brunswickers are dedicated to supporting those who have been impacted financially and emotionally by the pandemic; financial assistance, food programs and mental health resources are available to help families recover.
According to the New Brunswick Labour Market Outlook Report for 2018-2027, approximately half of all job openings in the next 10 years will be the in the following sectors:
The healthcare and social assistance sector is expected to see a high level of growth, as our population grows older and the demand for healthcare services continues to increase.
To search for job opportunities currently available in New Brunswick, visit NBJobs.ca.
For additional resources, including information on training and development and employment resources, visit the Government of New Brunswick’s Employment website.
For information on settling in New Brunswick, available services for newcomers, a list of immigrant-serving agencies and much more, also refer to the Orientation Guide for Newcomers to New Brunswick and the Quick Reference Guide for Permanent Residents to New Brunswick.
FIND OUT MORE: Moving Here (welcomenb.ca)
A helpful guide for residents and newcomers to St. Andrews – such a great resource and effort by the town and the Age Friendly Community Advisory Committee!
Cindy Kohler took her drone out the other day to capture the beautiful fall foliage at 223 Birch Forest Road in Bayside, on Chamcook Lake. This home and property are for sale, just minutes from St. Andrews by-the-Sea. MLS® NB016378
Buying a business can be quite an adventure, but it is a process that requires careful attention. There are some questions you need to ask yourself. Do you want to invest in a business or actually run a business? Do you want the owner to help with operations after the purchase? If you plan to run the business what skills can you provide and what skills do you need to develop?
The following topics and discussions are examples of questions we regularly receive:
Internet sites, such as realtor.ca, may contain listings and can be a good start. Realtors may have information, and community organizations like the Regional Development Authorities might have lists of local businesses for sale. This CBDC website also contains a list of businesses for sale.
You may prefer to contact a broker. As a buyer, you usually don’t pay the broker, the seller pays this commission. However, there could be costs when you ask a broker to search for business opportunities. Just be CLEAR about the commissions and who pays them.
View the current list of businesses for sale in NB by Fundy Bay Real Estate here.
You will likely need assistance from an accountant (CA, CGA or CMA). Accountants help analyse the business, determine a recommended range, and understand the tax implications of the decisions you face. Are you going to purchase assets of a business or will you buy shares of a business? Should you use a holding company or a family trust? An accountant can help with these considerations.
You will need a lawyer. The purchase of a business will require the creation and signing of legal documents. You may also require assistance with estate planning and partnership agreements. It is important that this work is done properly!
The business’ financial performance will be an important piece of information. How much has the business made? How much has the owner made? This information can be found in the financial statements. You and/or your advisers can use this information to determine how much the business is worth. As an owner, you will want to know how much money the business makes. More information about methods to value a business can be found here. When analysed properly, financial statements can tell a great deal of information about a business, and help you identify questions for the seller.
When you know how much you are willing to pay, you will develop a Letter of Intent. This letter is signed by you (if you are buying the business personally) or the corporation (if you are buying using a holding or any other company). Typically, the price is mentioned in the Letter of Intent. You can make the purchase “subject to financing.” This means you will not be committed to purchasing the business if you are unable to get financing. You may also make the letter of intent subject to the results of “due diligence” that will be performed by your advisers.
The Letter of Intent may be rejected by the seller, who may then send a counter-offer by revising your Letter of Intent. You may reject this offer and counter – and this dance can go back and forth.
If you and the seller cannot agree on a price or other terms of the sale, the business may not be right for you… it’s time to look for another opportunity. If you do agree on a price you will need to prepare your financing. Once you have the money to purchase the business you can contact your lawyer to prepare the purchase and sale agreement.
Once your financing is in place and the purchase and sale papers have been signed, the purchasing process is complete… and now it is time to operate the business!
Original text from: https://www.businessatlantic.ca/en/buying-a-business Business Atlantic, CBDC
TO NEW BRUNSWICK – The Canadian province offers an exceptionally low cost of doing business and all of the essentials required by the world’s most successful companies to reach a global market.
April 17, 2019
By Jean-Paul Robicheau
From the March/April 2019 Issue
TD Bank Group, one of Canada’s largest international banks, announced in April 2018 the creation of a nearshore finance operations centre that will employ over 1,000 people in the Canadian province of New Brunswick. The world’s most successful companies are taking advantage of the nearshore value proposition offered by New Brunswick. In fact, most of Canada’s major banks now have strategic nearshore shared services centers in New Brunswick, servicing their national and international footprints.
Advantageously located on Canada’s beautiful East Coast, the province easily enables international companies to support their global footprint and service clients across North America and Eurasia in the same business day. Combine that advantage with low costs of doing business and everything is in place to be successful operating from New Brunswick.
KPMG has consistently recognized New Brunswick cities among the lowest cost jurisdictions overall in North America. When total operating costs such as lease, labor, utilities, and taxes are considered, New Brunswick is the lowest cost option on either side of the border.
Across sectors, international businesses are taking note of New Brunswick. From IT and Cybersecurity to Financial Services and Fintech to Advanced Manufacturing and Digital Health, the province’s location, infrastructure, research capacity, and wealth of skilled talent are attracting a critical mass of world-class companies.
The province’s strategic nearshore value proposition has attracted many top American and international companies including Salesforce, IBM, HCL Technologies, Xerox, Hinduja Global Solutions, ExxonMobil, FedEx, and UPS.
July 2018 saw Tech Mahindra, one of India’s largest IT companies, select New Brunswick as the location for its strategic nearshore operation. “The inauguration of our centre in New Brunswick marks a new milestone for Tech Mahindra’s international footprint and underlines the strong spirit of co-operation with the local authorities,” said company president Ritesh Idnani. “This is an exciting growth hub globally and offers enormous opportunity for not just Tech Mahindra, as one of the leading companies in business process services, but also the community at large.”
Both IBM and Salesforce have acquired New Brunswick-based technology companies in recent years. Salesforce purchased leading social media monitoring company Radian6; only a few months later IBM announced its acquisition of cybersecurity company Q1 Labs, helping set the stage for the province becoming Canada’s leader in cybersecurity.
More recently, Tech Mahindra’s parent company, Mahindra & Mahindra, became a strategic partner of New Brunswick-based Resson, a predictive analytics company using drone imagery, machine learning, and big data to help crop growers make better agricultural decisions and increase productivity.
We Know Cybersecurity is Top-of-Mind for Every Business. New Brunswick was quick to recognize the value presented by the cybersecurity sector and Opportunities NB (ONB), the province’s lead economic development group, has focused its efforts—via its CyberNB division—on attracting leading cybersecurity companies, supporting local cybersecurity startups, and creating a robust talent pipeline.
ONB has assembled a talented team of investment attraction professionals—most of whom came from the private sector. When companies work with ONB, they’re working with business people. They understand what keeps decision-makers up at night. And top-of-mind for every company in the world now is cybersecurity.
With CyberNB, New Brunswick became the first Canadian province to launch a comprehensive cybersecurity strategy. It is designed to strengthen and expand upon a world-class industry cluster led by IBM—whose global cybersecurity practice reports to its New Brunswick office—and leverage the incredible work being done at the University of New Brunswick (UNB) in Fredericton, the province’s capital city.
The past twelve months alone have seen more tremendous growth in the sector with both Canadian Nuclear Laboratories and Siemens announcing new national cybersecurity operations in Fredericton. To keep up with growth, ground has broken on the latest addition to the city’s Knowledge Park—Cyber Park, a $37 million facility specially designed to meet the needs of the province’s still growing cybersecurity cluster. Cyber Park will be constructed with a high level of security and resilience, to support cybersecurity operations for critical infrastructure protection.
Additionally, UNB is home to the Canadian Institute for Cybersecurity (CIC) whose mandate is to build industry-leading cybersecurity technology, train highly skilled professionals, and provide leading-edge research. The CIC counts Siemens, TD Bank, and Canadian telecom giant Bell Canada among its notable partner firms.
Finally, the recently created $4 million Critical Infrastructure—Security Operations Centre (CI-SOC) collaboration project is unique in establishing a high level of cooperation between ecosystem partners from New Brunswick and beyond. It enables interconnected participating SOCs of top global players to collaborate in gathering, coordinating, and consuming cybersecurity intelligence, and producing high quality-threat intelligence for coordinating responses.
New Brunswick Understands the Importance of Immigration. New Brunswick recognizes the critical importance of companies accessing great local and international talent. To tackle that challenge, ONB created a Workforce Strategy Team to support clients’ workforce development and talent recruitment efforts. ONB is one of the only economic development groups in North America to offer this unique value-added service.
New immigration rules in the United States have created challenges for many U.S.-based businesses, as well as international companies operating within the country. New Brunswick’s immigration strategy is specifically designed to address these challenges and help companies looking to locate in the province not only access the local talent they need but relocate existing employees to New Brunswick quickly and efficiently.
New Brunswick’s immigration approach is employer-driven, attracting and retaining top international talent from around the globe. The ONB team has led several global firms through this process, ensuring they are able to hit the ground running in Canada. International players like IBM, Tech Mahindra, and HCL, as well as smaller firms like Toronto-based Dream Payments, Silicon Valley’s RevJet and more, have relocated several employees and their families to New Brunswick over the past few years.
Companies of any size can turn to ONB Workforce Strategists for support on several immigration-related needs, including:
With an average job tenure that’s double the U.S. average, you’ll benefit from a stable and committed workforce in New Brunswick. The province’s workforce enjoys an affordable quality of life; they aren’t constantly on the lookout for the next higher paying job due to their sky-high monthly expenses.
Enjoying a desirable work-life balance is easy on Canada’s East Coast. Multiple New Brunswick communities have been ranked among the best places in the world to live. Your employees can be 10 minutes from work and 10 minutes from hiking, biking, the Atlantic Ocean, and some of Canada’s mightiest rivers. The province has three gorgeous coastlines: The Bay of Fundy (featuring the world’s highest tides), the Bay of Chaleur, and the Northumberland Straight. The beautiful seaside community of St. Andrews, was recently named the top Canadian destination by USA Today.
Jean-Paul Robicheau is Vice-President–Investment Attraction, Opportunities New Brunswick.
Read full article:
https://businessfacilities.com/2019/04/worlds-best-making-move-new-brunswick/?fbclid=IwAR3UvdLSXujRyDOF6qlnyn77GaoyaZyINFWtReKwvnfrGSJnerPPHUtEBVU